Paypal Credit Card Processing: A Brief Review

PayPal credit card processing is a very popular online processing solution used by a large number of businesses. As with all of the third party processing system, it primarily focuses on the information security and the prevention from fraud. PayPal processing provides quick & simple integration into your website, and many online retailing giants such as EBay, Barnes & Noble, & Overstock.com accept PayPal payments direct from the merchant account. The PayPal processing system provides full ability to send invoices, and request payments through email.
Easy Set up: With the merchant accounts, you at first need to be approved by bank before you can begin accepting credit cards. This often takes time for the bank requires checking your credit & determining whether or not your risk assessment is good enough to grant you a merchant account. Not all businesses will qualify for the typical merchant account based on their credit. With the PayPal processing system, about all of the applications are approved, and it is quite easy to set up an account quickly. Your customers will then have the options of paying with credit card or their own PayPal accounts.
Flexibility: This processing system allows you to accept payments in six different currencies. If you want you can also use the system to set up subscription with recurring payment plans as per the schedule you specify. The PayPal processing system can be used by both online & offline stores and, retail setups.
Lower Fees for Card Processing: There are no monthly fees, setup fees, or annual fees to use PayPal credit card processing. You will be required to pay only when you process the credit cards. The fees are 2.9% of your sales, along with a flat rate of 30 cents per transaction, but these rates may vary, based on your country and the sales volume you process.
Merchant Tools: A PayPal credit card processing account includes merchant tools which will help you in generating financial reports, & calculating sales or shipping tax. By using these tools, you can quite easily review and get a print of the transactions, refunds, and the fees paid.
Protection: PayPal provides a protection policy for the people using the paypal credit card processing, to prevent fraud, and will work with you to recover any fraudulent purchases. They will also offer protection all the consumers using PayPal to make payments, which can also give your customers extra incentive to purchase from you using the PayPal processing.

Source: http://www.articlesnatch.com/Article/Paypal-Credit-Card-Processing--A-Brief-Review/4180152

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